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During divorce, your financial situation will most likely change. Whether you’re accustomed to living on one income or two, you’ll become solely responsible for providing for your own household. Of course, your North York divorce lawyer will work to get you the child support and spousal support you deserve—but avoiding major purchases, creating a budget and living within your means during your divorce will help you make ends meet.

Put the Brakes on Big-Ticket Purchases

Since you’re likely to face new expenses, including rent or mortgage payments, it’s a good idea to avoid making large purchases unless they’re absolutely necessary (such as needing a new car because you formerly shared one with your spouse). Talk to your North York divorce lawyer if you’re considering making a large purchase during divorce; he or she will be able to tell you if it can affect your case.

Creating a Budget during Divorce

Living within a budget is particularly important while you’re going through divorce. Since you’re most likely facing new expenses, it’s a good idea to create your own as soon as possible.

Make a list that includes two types of expenses: fixed and adjustable. Your fixed expenses are for things you cannot go without, like rent, car payments and utilities. Your adjustable payments are things you could cut from your budget if you didn’t have the money to keep them, like satellite television, dining out and personal luxuries.

List your work income, investment income and other income sources. Don’t count child support or spousal support if your North York divorce lawyer hasn’t confirmed that you will receive payments.

Subtract your expenses from your income to determine whether you need to make adjustments to your spending. Once you’ve created your budget, let your lawyer know how the divorce has financially impacted your life. You may also consider asking your North York divorce lawyer for a referral to a financial adviser who can help you maintain a clear picture of your situation.

Living Within Your Means

Divorce can change your outlook on life—but sometimes your new outlook doesn’t match your financial situation. While things like going out to decompress, pampering yourself to boost your self-esteem and taking therapeutic shopping trips are okay in moderation, they have to fit within your budget first.

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