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Husband Seeks To Cease Spousal Support Upon Retirement

Published: January 2, 2020

Last Updated: March 23, 2026

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Husband Seeks To Cease Spousal Support Upon Retirement

The obligation to pay spousal support is not always one that is easily accepted by the paying party. In fact, we’ve covered many situations in our blog where the paying party has tried to escape this obligation through means such as early retirement or underemployment. As a result, even if someone is legitimately expecting to retire, they still have to apply for a variation in spousal support if they wish to alter their payment amounts. The process of doing this was explained In a recent decision from the Ontario Superior Court of Justice.  

The Separation

The parties separated in 1991 after being married for over 21 years. By 2019 they had been divorced for about 26 years, and the husband had been paying spousal support as ordered. When they separated the parties were each 43 years-old, but by now were 72. The wife retired in 2015 while the husband was planning to retire at the end of 2019. As a result, the husband was seeking to end his spousal support obligations. However, the wife was seeking an order to increase the spousal support payable by the husband. The latest order regarding spousal support saw the husband paying 33.3% of all income as well as 33.3% of any tax benefits from his early retirement from his previous career (we was still working a variety of different jobs after retirement).

Factors to Consider for a Variation of Spousal Support

Section 17(7) of the Divorce Act outlines what factors should be considered when a variation of spousal support is requested. They are:

  • any economic advantages or disadvantages to the former spouse arising from the marriage or its breakdown;
  • any financial consequences to be apportioned between the former spouses arising from the care of any child of the marriage over and above any obligation for the support of such child;
  • any economic hardship of the former spouses arising from the breakdown of the marriage; and
  • insofar as practicable, the promotion of the economic self-sufficiency of each former spouse within a reasonable period of time.

The court noted that while there is not automatic time limit for spousal support payments, it is not intended to be paid forever unless explicitly provided for in an order or agreement. The court also considered that the wife had received the matrimonial home, now valued at over $1 million in exchange for her interest in the husband’s pension. The court noted she has an obligation to use this asset to produce income. While the wife said she would have no way to maintain the costs of the home without continued support, the court found there to be noting preventing her from selling or drawing from her equity in the home to provide for herself.

As a result, the court ordered the termination of spousal support effective December 2, 2020.

At Gelman & Associates, our experienced, knowledgeable, family law lawyers provide clients with the information they require to make educated decisions about spousal support. If necessary, we will also aggressively litigate on your behalf in order to ensure the best possible outcome of your case. In addition to the extensive web-based resources available to our clients, all prospective clients are given a comprehensive family law kit during their initial consultation, with ample information and resources to help individuals understand and navigate the separation and divorce process.

Serving six offices throughout Aurora, Barrie, Downtown Toronto, Mississauga, North York and Scarborough, our offices are easily accessible by transit and off-highway. In order to be accessible to clients and prospective clients, our phone lines are open Monday to Friday from 8 AM to 8 PM. Call us at (844) 736-0200 or contact us online for an initial consultation.

 

Written by Lisa Gelman

Senior Lawyer

Senior Lawyer Lisa Gelman has over 25 years of family law experience and founded Gelman & Associates to provide strategic legal counsel in family law matters concerning divorce, parenting, separation, and more.

Frequently Asked Questions - spousal support

No. The court is able to impute income if it feels that one of the spouses could be making more money but is deliberately working below his or her capability. The rules that allow imputing income were created to stop deliberate attempts on the part of one spouse to avoid the financial responsibility of spousal support.

A spousal support award amount can be changed either on agreement of the parties or upon application to the court seeking a modification. An application for support award modification can be made when there is a significant and ongoing change in circumstance to one of the parties such as a loss of a job.

Yes. In determining if there is an entitlement to spousal support, the court will consider (among other factors) the apportioning between spouses of the financial consequences which have arisen in consequence of the way in which they divided the childcare responsibility, pursuant to section 15.2(6) of the Divorce Act.

If one spouse sacrificed his or her place in the working world (and, in turn, own economic self sufficiency) in order to allow the other spouse to pursue professional opportunities (i.e. assuming responsibility for all chores within the domestic sphere, including raising of the children), then that spouse would have a compensatory entitlement to spousal support.

The Divorce Act and the Family Law Act both look at the recipient spouse’s contribution to the relationship and the economic consequences that evolve from the relationship. Here, “contribution” includes the labour put into the domestic side of the relationship.

A couple who is unmarried and have no children may also seek spousal support if they meet the cohabitation criteria under the Family Law Act of cohabitating together for at least 3 years.

An unmarried couple who has children together may seek an award of spousal support. They may do so based on one partner having a financial need that resulted from the end of the relationship and the financial consequences arising from the care of the children.

Spousal support is typically determined based on each spouse’s income and the roles that they played in the relationship while they were married. Courts typically refer to the Spousal Support Advisory Guidelines (SSAGs) when determining amounts, although these are not legally binding.

Spousal support must be paid until either the conditions for stopping payment as laid out in the agreement or court order have been met, the order has been changed by a court, or you and your former spouse have agreed to change your agreement.

Provided nothing in the arrangement infringes on Ontario law, it should be perfectly valid. This is a complex area, so be sure to seek legal advice.

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