Gelman Family Law Lawyers

Over 200+ 5-Star Google Reviews

Book Consult

The “Adult Child” and Child Support

Book Consult1-844-736-0200
The “Adult Child” and Child Support
The “Adult Child” and Child Support

Parents often wish to understand their child support obligations after their children turn eighteen.  Many believe that child support ends at that time and that they no longer have to pay child support for that child.  In some circumstances however, child support does end once a child turns eighteen.  In many other circumstances, child support continues to be paid beyond this milestone. Lawyers sometimes refer to this as support for an adult child. This article deals with the topic of the “adult child” and child support.

Contrary to what images this term may conjure up, an “adult child” is not an adult who refuses to grow up and get a job.  The term “adult child” refers to a child over the age of eighteen who is unable to become self-sufficient or self-supporting due to any number of factors, including disability, illness or education.  Most of the questions that I get asked have to do with an adult child who is unable to become self-supporting due to continuing education, or post-secondary education.

The parent who is seeking continued support for an “adult child” is the one who needs to prove that the child continues to be in need of support.

Some common questions about adult children and child support:

My child is eighteen years old and is graduating from high school in January.  She told me that she intends to travel through Europe until September when she starts University.  Do I still have to pay child support?

In this scenario, it is likely that this parent will have to continue paying child support for this child through her “gap semester” until this child finishes her first post-secondary degree or diploma.  The time off from school is relatively short, and there appears to be a clear intention to return to full-time post-secondary education in the foreseeable future.  It is unlikely that, in this short period of time, this child will be able to earn a sufficient income to be considered “self-sufficient”.

My son is 22 years old and is graduating from his first post-secondary degree in June.  He was accepted into a Master’s program/Law School/Medical School in the Fall.  Since he is finished his first post-secondary degree, I no longer have to pay child support, right?

It is possible that a parent in similar circumstances will continue to pay child support while his son continues onto further post-secondary education.  Factors that are considered include whether the child would be enrolled in the program on a full-time basis (and therefore less likely to be able to support him or herself), whether the child was successful in their chosen field, or whether the child was eligible for loans, bursaries or other financial assistance.

A court would also consider what the parents would have done if they had not been separated at the time that their child decided to continue with his or her education past the first post-secondary program.  If the parents themselves have a background of higher education, or if they were financially able to continue to support the child through further post-secondary education, it was more likely that the parents would be ordered to continue to pay support for their child to attain a similar level of education as they had been able to do.

My daughter took three years off after high school to work full time.  She is now going to return to school to pursue post-secondary education.  Does this mean that I have to start paying child support again?

In this case, it is not likely that the parent will have to pay full child support for this child while she is in post-secondary education.  As this parent’s daughter was able to become self-sufficient during the three years that she was working, she should have been saving towards the cost of her own care and education.  The parents should first decide on a reasonable financial contribution by their daughter before determining how much, if any, they would be contributing towards their daughter’s expenses.

Do you have a question about your child support obligations once your child reaches the age of eighteen?  Please call Gelman & Associates to set up a personal consultation.

Written by Lisa Gelman

Senior Lawyer

Senior Lawyer Lisa Gelman has over 25 years of family law experience and founded Gelman & Associates to provide strategic legal counsel in family law matters concerning divorce, parenting, separation, and more.

Frequently Asked Questions - child support

The Federal Child Support Guidelines are in place to dictate a fair amount of child support, and generally courts are inclined to follow the guidelines strictly. The guidelines employ a mathematical formula taking into consideration the support paying parent’s annual income and the number of children and provide an amount. The general rule is that the guidelines should be adhered to.  There are a few circumstances, however, which permit a court to deviate from the Child Support Guidelines. Examples are as follows:

Where the person seeking child support is not a biological parent but rather one who stands in place of a parent. This means that a divorcing step parent could be ordered to pay child support to his or her step-children if that spouse stood in the place of a parent during the marriage. According to the Divorce Act, a spouse “stands in place of a parent” when his or her conduct manifests an intention of placing himself or herself in the situation ordinarily occupied by the biological parent by assuming the responsibility of providing for the child’s economic and parenting needs. Courts will look at a variety of factors before making this determination.

Where the child is over the provincial age of majority. This is determined by the laws of the province where the child ordinarily resides. If the child ordinarily resides outside of Canada, the age of majority is eighteen years of age.

Where the support paying parent earns an income of more than $150,000 . In cases where the paying spouse makes more than $150,000 per year, he or she will be ordered to pay the guideline amount for the first $150,000, and the court has discretion whether to impose a higher amount in child support due to the income earned in exess of $150,000.

In split custody arrangements whereby each parent has custody of one or more of the children. Where split custody exists, the amount of child support is determined by calculating the difference between the amount that each would otherwise pay if a child support order were sought against each of them. In situations where parents earn roughly the same income and each is responsible for the support of a child of the marriage, the court can decline to make any order for child support.

In shared custody or access arrangements where a child spends at least 40 percent of the year with each parent. If shared custody is established, then the court is permitted to deviate from the regular guidelines. Section 9 of the Federal Child Support Guidelines addresses this situation and provides that the court should consider the guidelines amount, in addition to the increased costs of shared custody, and the conditions, means, needs and other circumstances of each spouse and of the children. Section 9 promotes flexibility and fairness and leaves discretion with the judge to consider the circumstances.

Where undue hardship arises and the household income of the party asserting undue hardship does not exceed that of the other household . Simply showing it will be hard to make the payments won’t suffice; to meet this standard you must show that the hardship caused by the payments will by excessive, extreme, improper, unreasonable or unjustified.

For help navigating your child support obligations and/or entitlements, please contact your Toronto divorce lawyer.

Child support is calculated mechanically, considering the parents’ salaries and the children’s location. The amount of child support each parent is responsible for is usually calculated using their total gross income according to line 150 of the tax return, how many children are involved, and their domicile.

In cases involving child support, you must typically serve and file financial disclosure. Financial disclosure is providing facts about your finances to the opposing party and the court, including your income, spending, assets such as property and other valuables, as well as debts.

Yes, it may be possible for you to pay for child support directly to your child, but it’s worth noting that this only happens in rare cases. Usually, you’re obligated to pay it to the other parent.

If you’re facing child support issues, your lawyer might refer to the Federal and/or provincial or territorial guidelines to assess what rules would apply to your situation.

In Canada, you’re obliged to pay for child support until the dependent reaches the age of 18 or until the child becomes independent or feels that they have reached a sense of maturity.

There are three main factors to consider in computing child support in Ontario:

  1. The paying parent’s income;
  2. Province where the paying parent is residing;
  3. Number of children the paying parent is supporting;

In addition to the above, the amount of child support from the paying parent may be adjusted based on the parenting agreement. If the parents have a parenting agreement that provides that the child or children are with either parent at least 40% of the time, then both parents’ income may be considered.
Further, the Child Support Guideline in Ontario and the Child Support calculator must be consulted in determining the amount of child support that the paying parent must give.
It must be noted that in Canada there are no States. Instead, there are Provinces. The Province where the paying parent is located will be a determining factor on which table or guideline will be used. i.e. if the paying parent resides in Ontario, then the Child Support Table in Ontario will be used in determining the amount of child support; if the paying parent resides in a different province in Canada, then the Federal Child Support Guideline in the province where the paying parent ordinarily resides will be used in determining the amount of child support; etc.

Parenting arrangements affect child support. Under Section 9 of the Federal Child Support Guidelines:
“Where a spouse exercises a right of access to, or has physical custody of, a child for not less than 40 percent of the time over the course of a year, the amount of the child support order must be determined by taking into account:
(a) the amounts set out in the applicable tables for each of the spouses;
(b) the increased costs of shared custody arrangements; and
(c) the conditions, means, needs and other circumstances of each spouse and of any child for whom support is sought.”

Locations We Serve

Multiple offices to help serve you better

With numerous offices across Ontario, we make it easier for our clients to have access to our lawyers. Please note that offices marked with an (**) are satellite offices and require a consultation booked in advance. We are not able to accommodate walk-in appointments at these locations. Call us to book a free consultation today.

Still have family law questions?

Speak to a lawyer

If you need legal advice regarding child support matters in Ontario, contact our Toronto family law lawyers for a free consultation. Some conditions may apply.

Book Your Consult